NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: January 28, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,100.00
MORTGAGOR(S): La Donna Rider and Andre Rider, Wife and Husband
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING:
Recorded: February 07, 2005 Sibley County Recorder
Document Number: A-200577
ASSIGNMENTS OF MORTGAGE:
And assigned to: BAC Home Loans Servicing, LP
Dated: September 08, 2010
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100038900005491829
Lender or Broker: Voyager Bank
Residential Mortgage Servicer: BAC Home Loans Servicing, L.P.
Mortgage Originator: Not Applicable
COUNTY IN WHICH PROPERTY IS LOCATED: Sibley
Property Address: 33189 391st Ave, Le Sueur, MN 56058-3360
Tax Parcel ID Number: 18-3403-000 / 18-3501-101
LEGAL DESCRIPTION OF PROPERTY: Part of the North Half of the Northeast Quarter (N 1/2 NE 1/4) of Section 34, Township 112, Range 27, Sibley County, Minnesota, described as follows: Commencing at the northeast corner of said Section 34; thence on an assumed bearing of South 00 degrees 54 minutes 14 seconds East along the East line of said Northeast Quarter 657.34 feet to the point of beginning of the tract to be described; thence continuing South 00 degrees 54 minutes 14 seconds East along said East line 662.00 feet to the South line of said North Half of the Northeast Quarter, thence South 89 degrees 21 minutes 36 seconds West along said South line 294.40 feet to the centerline of the existing County Road; thence North 06 degrees 06 minutes 28 seconds East along said centerline 667.04 feet; thence North 89 degrees 28 minutes 24 seconds East 212.98 feet to the point of beginning.
Part of the Northwest Quarter of the Northwest Quarter (NW 1/4 NW 1/4) of Section 35, Township 112, Range 27, Sibley County, Minnesota, described as follows: Commencing at the northwest corner of said Section 35; thence on an assumed bearing of South 00 degrees 54 minutes 14 seconds East along the West line of said Northwest Quarter 657.34 feet to the point of beginning of the tract to be described; thence continuing South 00 degrees 54 minutes 14 seconds East along said West line 662.00 feet to the South line of said Northwest Quarter of the Northwest Quarter; thence North 89 degrees 28 minutes 24 seconds East along said South line 334.53 feet to the centerline of the existing River; thence North 28 degrees 54 minutes 52 seconds East along said centerline 389.00 feet; thence North 00 degrees 59 minutes 10 seconds West along said centerline 95.55 feet; thence North 16 degrees 05 minutes 16 seconds West along said centerline 236.34 feet; thence South 89 degrees 28 minutes 24 seconds West 465.93 feet to the point of beginning.
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,065.32
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 04, 2010 at 10:00 AM
PLACE OF SALE: Sheriff’s Main Office, 419 Harrison Street, Gaylord, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2011, or the next business day if May 04, 2011 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: September 16, 2010
ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP
Wilford & Geske, P.A.
Attorneys for Assignee of Mortgagee
Lawrence A. Wilford
James A. Geske
8425 Seasons Parkway, Suite 105
Woodbury, MN 55125-4393
File Number: 016922F01
Publish Sept. 16, 23, 30, Oct. 7, 14, 21, 2010